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Credit Repair: How to Help Yourself

You see the advertisements in newspapers, on TV, and on the
Internet. You hear them on the radio. You get fliers in the mail, and
maybe even calls offering credit repair services. They all make the
same claims:

“Credit problems? No problem!”

“We can remove bankruptcies, judgments, liens, and bad loans from your credit file forever!”

“We can erase your bad credit — 100% guaranteed.”

“Create a new credit identity — legally.”

The Federal Trade Commission (FTC) says do yourself a favor and
save some money, too. Don’t believe these claims: they’re very likely
signs of a scam. Indeed, attorneys at the nation’s consumer protection
agency say they’ve never seen a legitimate credit repair operation
making those claims. The fact is there’s no quick fix for
creditworthiness. You can improve your credit report legitimately, but
it takes time, a conscious effort, and sticking to a personal debt
repayment plan. 

Fora self help program that is excellent go to:


Nancy Geils
Investing with the Stars


Credit Repair: How to Help Yourself — 3 Comments

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